- Introduction
This Privacy Notice outlines the procedures by which InteliMarkets India Private Limited (“InteliMarkets India Private Limited,” “we,” “our,” or “us”) gathers, utilizes, and discloses Personal Information pertaining to you in connection with our online platforms and software applications, which encompass the InteliMarkets India Private Limited Portal, InteliMarkets India Private Limited, social media platforms, and email communications (“the Services”). This Privacy Notice additionally apprises you of your entitlements concerning your consent for the utilization of your Personal Information by InteliMarkets India Private Limited.
- Personal Information Definition
For the purposes of this policy, the term “Personal Information” pertains to data that can identify, relate to, describe, or be reasonably linked, directly or indirectly, with an individual or household. Personal information encompasses, but is not limited to, the following when it can establish a connection, whether directly or indirectly, with an individual or household: Identifiers, including real names, aliases, postal addresses, unique personal identifiers, online identifiers, Internet Protocol (IP) addresses, email addresses, account names, social security numbers, driver’s license numbers, passport numbers, or other similar identifying information. Details such as signatures, physical characteristics or descriptions, phone numbers, insurance policy numbers, educational background, employment status, employment history, bank account numbers, credit card numbers, debit card numbers, financial data, medical records, or health insurance information. Characteristics associated with legally protected categories under relevant laws. Commercial data, which encompasses records of personal possessions, products or services acquired, considered, or reviewed, as well as purchasing or consumption histories or patterns. Biometric data. Information about internet or electronic network activity, which includes, but is not limited to, browsing history, search history, and data about a person’s interactions with websites, applications, or advertisements. Geolocation information. Data in the form of audio, electronic, visual, thermal, olfactory, or related formats. Professional or employment-related data. Educational information, defined as data that is not publicly available personally identifiable information in accordance with the IT Act, 2000(21 of 2000) and other national and state laws which relate to the processing of personal data.. Deductions drawn from any of the above-mentioned data to create a profile that reflects an individual’s preferences, attributes, psychological inclinations, behavior, attitudes, intelligence, capabilities, and aptitudes. It’s important to note that “Personal Information” does not encompass publicly available information. “Publicly available” signifies information that is legally accessible through federal, state, or local government records, or any stipulations linked to such information.
- How We Collect Personal Information
InteliMarkets India Private Limited., collects Personal Information directly from users through their Services. This includes situations where users use or register for their Services, subscribe to notifications, post on their platforms, engage in promotional activities, apply for a job, communicate with them through their platforms, or utilize their applications. They may also record phone calls for training and quality purposes. Once Personal Information is “de-identified,” it may no longer be subject to their Privacy Notice, and both they and their Service Providers may treat it as Non-Personal Information and use it without the same obligations to the user, unless otherwise prohibited by applicable law. InteliMarkets India Private Limited, in conjunction with their Service Providers, collects data regarding the use of their Services and how users interact with them. This information encompasses users’ IP address, device type, Ad ID, and details regarding their engagement with their Services (referred to as “Usage Information”). Cookies are used in part to gather this information. If Usage Information qualifies as Personal Information under applicable laws, or if it is combined with Personal Information, they will treat it as Personal Information in accordance with their Privacy Notice. They also receive Personal Information from external sources, which may include public databases, anti-fraud agencies, credit reference bureaus, lending institutions, cooperative marketing partners, and social media platforms. This data is merged with the information they directly collect about users. When third-party data is combined with Personal Information users provide, they regard the combined data as Personal Information. Please note that they are not responsible for the accuracy of information obtained from third parties or the practices of these third parties. InteliMarkets India Private Limited uses cookies, which are unique identifiers that they transfer to users’ devices to enable their systems to recognize their device and provide personalization. Most web browsers include a “Help” feature that provides guidance on how to manage cookies, including preventing the browser from accepting new cookies, receiving notifications when new cookies are received, and disabling cookies. Similarly, browser add-ons, like Flash cookies, can also be disabled or deleted by adjusting the settings or visiting the manufacturer’s website. To ensure the full functionality and optimization of their Services, they recommend keeping cookies enabled. They employ four main types of cookies in their Services: Strictly Necessary Cookies: These are crucial for essential functions, enabling users to access the information or services they request. They assist in tasks such as error message logging for improvements and bug fixes, as well as facilitating purchases. Personalization and Testing Cookies: These cookies remember users’ preferences to customize the Services or are employed in testing the content and functionality with different user groups. They recall users’ location on the site for tailored information or changes they’ve made to enhance their browsing experience. Analytics and Measurement Cookies: They utilize various technologies to comprehend how users engage with their Services. This helps them identify areas for enhancement and collect commercial data, such as sales volumes. It includes analytics tools reporting numerical data and session capture tools recording user sessions to analyze actions on the page, cursor movements, and form entries. Users’ data remains secure, and demographic and geographic information from their browser is collected without individual association. Targeting or Advertising Cookies: These cookies track users’ online behavior, including visited websites, to ensure they receive personalized advertisements. InteliMarkets India Private Limited, or third parties and advertising networks acting on their behalf, use this data to display ads relevant to their interests across the internet, including on other websites based on their interactions with their platforms and their browsing history. This includes Online Behavioral Advertising, where third parties work with websites and advertisers to deliver tailored ads based on users’ web browsing activities. If, for example, users visit their website and show interest in one of their Services, they may retarget them with ads related to it on other websites and in search results for a specific period after their initial visit. Retargeting ceases after a predetermined time has elapsed.
- How We Use Personal Information
InteliMarkets India Private Limited, . collects Personal Information directly from users through their Services, including situations where users use or register for their Services, subscribe to notifications, post on their platforms, engage in promotional activities, apply for a job, communicate with them through their platforms, or utilize their applications. They may also record phone calls for training and quality purposes. Once Personal Information is “de-identified,” it may no longer be subject to their Privacy Notice, and both they and their Service Providers may treat it as Non-Personal Information and use it without the same obligations to the user, unless otherwise prohibited by applicable law.
InteliMarkets India Private Limited, in conjunction with their Service Providers, collects data regarding the use of their Services and how users interact with them. This information encompasses users’ IP address, device type, Ad ID, and details regarding their engagement with their Services (referred to as “Usage Information”). Cookies are used in part to gather this information. If Usage Information qualifies as Personal Information under applicable laws, or if it is combined with Personal Information, they will treat it as Personal Information in accordance with their Privacy Notice. They also receive Personal Information from external sources, which may include public databases, anti-fraud agencies, credit reference bureaus, lending institutions, cooperative marketing partners, and social media platforms. This data is merged with the information they directly collect about users. When third-party data is combined with Personal Information users provide, they regard the combined data as Personal Information. Please note that they are not responsible for the accuracy of information obtained from third parties or the practices of these third parties. InteliMarkets India Private Limited uses cookies, which are unique identifiers that they transfer to users’ devices to enable their systems to recognize their device and provide personalization. Most web browsers include a “Help” feature that provides guidance on how to manage cookies, including preventing the browser from accepting new cookies, receiving notifications when new cookies are received, and disabling cookies. Similarly, browser add-ons, like Flash cookies, can also be disabled or deleted by adjusting the settings or visiting the manufacturer’s website. To ensure the full functionality and optimization of their Services, they recommend keeping cookies enabled. InteliMarkets India Private Limited collects and may share Personal Information with their Service Providers for various objectives, including fulfilling contractual agreements, delivering, maintaining, enhancing, and innovating their Services, customizing and enhancing users’ online experience, assessing and verifying the functionality of their Services, keeping users informed about products, services, promotions, and events that they believe may be of interest to them, business-related purposes, including data analysis, trend assessment, fraud prevention, and business expansion, monitoring and maintaining records of their interactions with users and their staff, market research, analysis, and the development of statistical insights, creating new products and services and enhancing existing offerings, complying with legal and regulatory obligations, executing processes related to employment or benefits, providing insights and analysis of their customers, both for their internal purposes and for the benefit of their business partners, facilitating potential divestitures or sales of specific segments of their business, and enabling their affiliates to engage in any of the aforementioned purposes.
- How We Share Information
InteliMarkets India Private Limited,. discloses Personal Information and Usage Information to their agents, vendors, consultants, marketing service providers, and various service providers (collectively referred to as “Service Providers”) to facilitate their assistance in their operations. These Service Providers are expressly prohibited from using users’ Personal Information for any purpose other than providing the specific assistance requested. However, they do permit them to utilize de-identified data or aggregated information, which does not personally identify users or any other Service user. They also share information about users in the following circumstances: When it is necessary to comply with legal or governmental requests or processes. To uphold their terms and conditions, safeguard their rights, protect the rights and privacy of their users and affiliates, and seek available remedies or mitigate potential damages. With their affiliates for various business purposes, including order processing, request fulfillment, customer service, and product improvement. To a third party in relation to, or during discussions of, any reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or a portion of their business, assets, or stock. This includes situations involving bankruptcy or similar proceedings.
- Legal Grounds for Processing Personal Information
InteliMarkets India Private Limited,. relies on various legal grounds for the use of users’ Personal Information, including fulfilling contractual obligations, serving legitimate interests, complying with legal and regulatory mandates, and obtaining explicit consent. They use users’ Personal Information to fulfill contractual obligations, such as evaluating applications for an InteliMarkets India Private Limited partner agreement, managing products or services, updating records, and facilitating the management of product or service offerings. They also use profiling and automated decision-making processes to determine product and service offerings, payment methods, and pricing or terms. InteliMarkets India Private Limited uses users’ Personal Information to serve their legitimate interests, such as contacting them regarding their account and debt recovery, evaluating and testing the performance of their products, services, and internal processes, complying with guidance from governmental and regulatory bodies, managing and auditing their business operations, monitoring and maintaining records of communications with users and their staff, administering their governance requirements, conducting market research, analysis, and statistical development, engaging in direct marketing communications and related profiling, offering insights and analysis of their customers to business partners, and employing some profiling and other automated decision-making processes. They share users’ Personal Information with individuals or organizations to conduct their business operations or comply with legal and regulatory mandates. They also share users’ Personal Information with their affiliates for various business purposes, including order processing, request fulfillment, customer service, and product improvement. Additionally, they share users’ Personal Information with third parties in relation to, or during discussions of, any reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or a portion of their business, assets, or stock.Finally, they obtain explicit consent from users for certain direct marketing communications, specific profiling and automated decision-making processes.
- Advertising, Analytics Services, and Online Tracking
InteliMarkets India Private Limited,. collects Personal Information from users in various ways, such as through web forms, participation in conferences, or the use of tracking cookies. This data may be utilized by InteliMarkets India Private Limited or shared with third parties for various purposes, including sending email and newsletters that users have given consent to receive, obtaining further consent for contacting them, or conducting analysis to enhance their website and services. They do not sell personal data to third parties; however, they may disclose users’ information to third parties in connection with the sale of their entire business or a portion thereof. Furthermore, they may provide aggregated, anonymized data to their third-party partners to enhance the services they provide. InteliMarkets India Private Limited may transfer Personal Information internally or to contracted vendors and consultants, some of whom may be situated in other countries. Before doing so, they take measures to ensure that users’ Personal Information receives adequate protection as mandated by applicable data protection laws and InteliMarkets India Private Limited’s internal policies.
- Job Applicants and Employees
At InteliMarkets India Private Limited., they collect Personal Information from individuals during the job application process and the completion of employee onboarding procedures. The Personal Information collected during these processes includes details such as name, address, phone number, Social Security Number, gender, marital status, dependent information, and employment-related particulars. Additionally, they collect data related to background checks and identity verification, which may involve criminal records (where permitted by law) and the right to work. Some of this information may be collected by an authorized Service Provider acting on behalf of InteliMarkets India Private Limited. The Personal Information mentioned above is solely utilized for the purpose of assessing job applicants and managing the employment relationship, which includes payroll and benefits administration. They share this Personal Information with Service Providers strictly for the limited purpose of administering these services. It’s important to note that they do not engage in the sale, rental, trade, or any other form of sharing of this Personal Information. InteliMarkets India Private Limited may transfer Personal Information internally or to contracted vendors and consultants, some of whom may be situated in other countries. Before doing so, they take measures to ensure that users’ Personal Information receives adequate protection as mandated by applicable data protection laws and InteliMarkets India Private Limited’s internal policies.
- How We Protect Information
At InteliMarkets India Private Limited., they implement suitable procedures for collecting, storing, and processing data, along with robust security measures to safeguard against unauthorized access, modification, disclosure, or the loss of users’ Personal Information, as well as their username, password, and transaction details. Additionally, they adhere to PCI and other privacy standards to further enhance data protection. To ensure the security of users’ Personal Information, InteliMarkets India Private Limited collects data through various means, such as web forms, participation in conferences, or the use of tracking cookies. They collect Personal Information during the job application process and the completion of employee onboarding procedures, which includes details such as name, address, phone number, Social Security Number, gender, marital status, dependent information, and employment-related particulars. They also collect data related to background checks and identity verification, which may involve criminal records (where permitted by law) and the right to work. Some of this information may be collected by an authorized Service Provider acting on behalf of InteliMarkets India Private Limited. The Personal Information collected during these processes is solely utilized for the purpose of assessing job applicants and managing the employment relationship, which includes payroll and benefits administration. They share this Personal Information with Service Providers strictly for the limited purpose of administering these services. It’s important to note that they do not engage in the sale, rental, trade, or any other form of sharing of this Personal Information. InteliMarkets India Private Limited may transfer Personal Information internally or to contracted vendors and consultants, some of whom may be situated in other countries. Before doing so, they take measures to ensure that users’ Personal Information receives adequate protection as mandated by applicable data protection laws and InteliMarkets India Private Limited’s internal policies.
- Children’s Privacy
At InteliMarkets India Private Limited., they do not design their Services for children and do not target individuals under the age of 13. If a child under 13 years of age attempts to utilize their Services, they advise against sharing any personal information about themselves with InteliMarkets India Private Limited through their Services. They do not knowingly gather Personal Information from children under the age of 13. In the event that they become aware of receiving information from a user under the age of 13, they will promptly remove this information in compliance with the United States Children’s Online Privacy Protection Act (“COPPA”). To ensure the security of users’ Personal Information, InteliMarkets India Private Limited implements suitable procedures for collecting, storing, and processing data, along with robust security measures to safeguard against unauthorized access, modification, disclosure, or the loss of users’ Personal Information, as well as their username, password, and transaction details. Additionally, they adhere to PCI and other privacy standards to further enhance data protection. They collect Personal Information directly from users through their Services, including situations where users use or register for their Services, subscribe to notifications, post on their platforms, engage in promotional activities, apply for a job, communicate with them through their platforms, or utilize their applications. Periodically, they may record phone calls for training and quality purposes. Once Personal Information is “de-identified,” it may no longer be subject to their Privacy Notice, and both they and their Service Providers may treat it as Non-Personal Information and use it without the same obligations to the user, unless otherwise prohibited by applicable law. InteliMarkets India Private Limited, in conjunction with their Service Providers, collects data regarding the use of their Services and how users interact with them. This information encompasses users’ IP address, device type, Ad ID, and details regarding their engagement with their Services (referred to as “Usage Information”). Cookies are used in part to gather this information. If Usage Information qualifies as Personal Information under applicable laws, or if it is combined with Personal Information, they will treat it as Personal Information in accordance with their Privacy Notice. They also receive Personal Information from external sources, which may include public databases, anti-fraud agencies, credit reference bureaus, lending institutions, cooperative marketing partners, and social media platforms. This data is merged with the information they directly collect about users. When third-party data is combined with Personal Information users provide, they regard the combined data as Personal Information. Please note that they are not responsible for the accuracy of information obtained from third parties or the practices of these third parties. InteliMarkets India Private Limited uses cookies, which are unique identifiers that they transfer to users’ devices to enable their systems to recognize their device and provide personalization. Most web browsers include a “Help” feature that provides guidance on how to manage cookies, including preventing the browser from accepting new cookies, receiving notifications when new cookies are received, and disabling cookies. Similarly, browser add-ons, like Flash cookies, can also be disabled or deleted by adjusting the settings or visiting the manufacturer’s website. To ensure the full functionality and optimization of their Services, they recommend keeping cookies enabled. They employ four main types of cookies in their Services:
Strictly Necessary Cookies: These are crucial for essential functions, enabling users to access the information or services they request. They assist in tasks such as error message logging for improvements and bug fixes, as well as facilitating purchases. Personalization and Testing Cookies: These cookies remember users’ preferences to customize the Services or are employed in testing the content and functionality with different user groups. They recall users’ location on the site for tailored information or changes they’ve made to enhance their browsing experience.
Analytics and Measurement Cookies: They utilize various technologies to comprehend how users engage with their Services. This helps them identify areas for enhancement and collect commercial data, such as sales volumes. It includes analytics tools reporting numerical data and session capture tools recording user sessions to analyze actions on the page, cursor movements, and form entries. Users’ data remains secure, and demographic and geographic information from their browser is collected without individual association.
Targeting or Advertising Cookies: These cookies track users’ online behavior, including visited websites, to ensure they receive personalized advertisements. InteliMarkets India Private Limited, or third parties and advertising networks acting on their behalf, use this data to display ads relevant to their interests across the internet, including on other websites based on their interactions with their platforms and their browsing history. This includes Online Behavioral Advertising, where third parties work with websites and advertisers to deliver tailored ads based on users’ web browsing activities. If, for example, users visit their website and show interest in one of their Services, they may retarget them with ads related to it on other websites and in search results for a specific period after their initial visit. Retargeting ceases after a predetermined time has elapsed.
- Revocation of Consent
At InteliMarkets India Private Limited., users have the right to withdraw their previously granted consent regarding the utilization and sharing of their Personal Information. However, in certain instances, such a request may not be instantly or entirely fulfilled due to potential legal obligations to retain and use users’ Personal Information. It’s important to consider that withdrawing consent may result in the discontinuation of the requested services. Users can withdraw their consent at any time by reaching out to InteliMarkets India Private Limited as indicated in Section 14 of their Privacy Notice. To ensure the security of users’ Personal Information, InteliMarkets India Private Limited implements suitable procedures for collecting, storing, and processing data, along with robust security measures to safeguard against unauthorized access, modification, disclosure, or the loss of users’ Personal Information, as well as their username, password, and transaction details. Additionally, they adhere to PCI and other privacy standards to further enhance data protection.
InteliMarkets India Private Limited collects Personal Information directly from users through their Services, including situations where users use or register for their Services, subscribe to notifications, post on their platforms, engage in promotional activities, apply for a job, communicate with them through their platforms, or utilize their applications. Periodically, they may record phone calls for training and quality purposes. Once Personal Information is “de-identified,” it may no longer be subject to their Privacy Notice, and both they and their Service Providers may treat it as Non-Personal Information and use it without the same obligations to the user, unless otherwise prohibited by applicable law. They also receive Personal Information from external sources, which may include public databases, anti-fraud agencies, credit reference bureaus, lending institutions, cooperative marketing partners, and social media platforms. This data is merged with the information they directly collect about users. When third-party data is combined with Personal Information users provide, they regard the combined data as Personal Information. Please note that they are not responsible for the accuracy of information obtained from third parties or the practices of these third parties. InteliMarkets India Private Limited uses cookies, which are unique identifiers that they transfer to users’ devices to enable their systems to recognize their device and provide personalization. They employ four main types of cookies in their Services: Strictly Necessary Cookies, Personalization and Testing Cookies, Analytics and Measurement Cookies, and Targeting or Advertising Cookies. They recommend keeping cookies enabled to ensure the full functionality and optimization of their Services.